Commissions & Payouts

Cash out the commission you earned from referrals. This page covers the flow, fees, and timing.

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Minimum Payout

$50 USD. Payouts can be requested once you cross that threshold.

Below the threshold, commissions accumulate until you qualify.

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Payout Methods

Method A: Credit Toward Subscription

Best value — no fees.

1. Commission page → Redeem as Credit
2. Pick an amount
3. Applied automatically against your next charge

Best for: active realvco users who want to offset their monthly AI costs.

Method B: PayPal

1. Commission page → Withdraw to PayPal
2. Enter your PayPal email
3. Enter an amount (≥ $50)
4. Confirm

Fee: $2 or 3%, whichever is higher ETA: 1 to 3 business days

Method C: Bank Wire

Best for large payouts (≥ $500).

Fee: flat $25 + your bank’s intermediary fees ETA: 3 to 7 business days

Method D: Cryptocurrency (USDT)

Fee: network gas (~$1–5) ETA: 10 to 30 minutes

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Payout Flow

1. Confirm commissions have matured (see Referral Program → Maturation)
2. Account page → Referral Program → Withdraw
3. Pick a method
4. Enter amount (≥ $50)
5. Fill in payee details
6. Submit

Once submitted, the request enters the review queue.

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Review Timing

Large payouts may require identity verification (passport, utility bill, etc.). This is an AML compliance requirement, not a realvco choice.

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Taxes

realvco issues withholding statements per local tax law and reports to the tax authority. Statements are mailed out each January.

Important: actual filing responsibility, tax rate, credits, and deductions depend on your individual situation. Consult an accountant or tax advisor. This page is general information, not tax advice.

For Taiwan Residents

• Commissions count as “other income” or “professional income” depending on the nature of service
• realvco withholds at the statutory rate for the category
• You declare it on your annual income tax return

For Non-Residents

• Non-resident income is withheld per regulation (rate varies by income category and law)
• Some countries have tax treaties with Taiwan that may reduce rates
• Consult a tax advisor in your country of residence

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Commission States

”Available”

Can be paid out immediately.

”Pending Maturation”

Still within the 45-day observation window — not payable yet.

Example:

• Friend subscribes on 3/15
• Commission posts on 4/1
• 45 days later (~5/15) matures → becomes Available

”On Hold”

A risk signal has frozen the commission temporarily. Possible causes:

• High refund volume from the referees
• Suspected self-referral or fraudulent signups
• Referees violated terms of service

During the hold, realvco investigates. Typical resolution: 7 to 30 days.

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Clawback Scenarios

Commission posted but later reversed:

1. Referee refunds — commission reversed proportionally
2. Referee banned for ToS violation — full clawback
3. Confirmed self-referral — full clawback + account warning

If your balance is insufficient when a clawback occurs, a negative balance accumulates until future commissions offset it or you pay it down.

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Payout Failure Reasons

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Maximum Payout?

No upper limit. A single payout above $10,000 goes through extra review.

realvco pays out any amount as long as:

• The commission is legitimately earned
• Identity verification passes
• Tax compliance is met

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Related Docs

• Referral Program
• Support Tickets